Board of Directors

Our board provides the expertise and collective wisdom to guide us to achieve sustainable growth. CreditAccess Grameen’s board of directors come from a variety of industries and diverse fields of expertise. Diversity is ensured through consideration of a number of factors, including but not limited to skills, industry experience, background and other relevant aspects.

George Joseph,  Chairman and Lead Independent Director

George Joseph is the Chairman and Lead Independent Director  (Additional) of our Company. He is a banking industry veteran with diverse experience spanning over four decades. He is a certificated associate of the Indian Institute of Bankers and the Institute of Bankers, London. He retired as Chairman and Managing Director of Syndicate Bank. He was earlier associated with Canara Bank for a period of over 36 years. He also serves as a Director on the boards of Wonderla Holidays Limited, Muthoot Asset Management Private Limited, and Madura Micro Finance Limited and has been associated with CA Grameen Board as an Independent Director since September 2015.

Udaya Kumar,  Managing Director and Chief Executive Officer 

Udaya Kumar Hebbar is the Managing Director and Chief Executive Officer of our Company. He holds a bachelor’s degree in commerce from the University of Mysore and a master’s degree in commerce from Karnatak University, Dharwad. He is a certificated associate from the Indian Institute of Bankers and holds a diploma from Vanderbilt University. He has served as the head, commercial and banking operations at Barclays Bank PLC, Mumbai for three years. He also served at Corporation Bank for a period of over ten years. He was also associated with ICICI Bank for over eleven years. He also serves as a director on the board of Madura Micro Finance Limited and Alpha Micro Finance Consultants Private Limited.

Sucharita Mukherjee,  Independent Director

Sucharita Mukherjee is an Independent Director of our Company. She holds a bachelor’s degree in economics from Lady Shri Ram College for Women, University of Delhi and a post graduate diploma in management from the Indian Institute of Management, Ahmedabad. She was appointed as a management trainee at Deutsche Bank AG India and was transferred to Deutsche Bank Global Credit Derivatives, London as a junior structurer for a period of three years. She was appointed as Vice President at Morgan Stanley Global Capital Markets, London. She was also appointed as chief executive officer at IFMR Holdings Private Limited and IFMR Capital Finance Limited, respectively, for a period of three years each. She also serves on the board of Kaleidofin Private Limited.

Sumit Kumar,  Nominee Director

Sumit Kumar is a Nominee Director of our Promoter, CAI, in our Company. He holds a bachelor’s degree in textile technology from the Indian Institute of Technology, New Delhi and a post graduate diploma in management from the Indian Institute of Management, Ahmedabad. He was previously associated with The Boston Consulting Group Pte. Ltd. He is a managing director with Olympus Capital Holdings Asia India Advisors Private Limited and has been associated with Olympus Capital for over 10 years.

Massimo Vita,  Nominee Director

Massimo Vita is a Nominee Director of our Promoter, CAI, in our Company. He holds a master’s diploma of 2nd level in development, innovation and change from Bologna University in Bologna, Italy and a degree in economics and commerce from Verona University in Verona, Italy. He completed a three year apprenticeship as a professional auditor associated with Arthur Andersen S.p.A. as certified by the Italian Justice Ministry in 2002. He was a founding partner and director of MicroFinanza Rating Srl, an international specialized rating agency for a period of eight years. He was TA Field Expert for the TA Facility of Regional MSME Investment Fund for Sub-Saharan Africa managed by Symbiotics SA for a period of four and a half years. He was Head of Operations Support for CreditAccess Asia (CAA) for 3 years. He is currently Chief Risk Officer for CAI, our Promoter. He is also Executive Director of Asia Impact SG Pte. Ltd. (Singapore) and CAA-BOS Limited (Thailand) and he serves as Director on the boards of CreditAccess Philippines Financing Company Inc. (Philippines), PT Bina Artha Ventura (Indonesia), PT Konsultasi Mikro Ventura (Indonesia) and MicroFinanza Rating Srl (Italy).

Manoj Kumar,  Independent Director

Manoj Kumar is the Founder of Social Alpha, a multistage innovation curation and venture development platform for science and technology start-ups that aim to solve the most critical social, economic and environmental challenges. Manoj is also the Founding Trustee of Tata Institute for Genetics and Society and a Senior Advisor to Tata Trusts. Prior to founding Social Alpha, Manoj has been an entrepreneur as well as an early stage venture investor. Manoj has more than two decades of leadership experience working across banking, capital markets and financial technology sectors. Manoj is an alumnus of Harvard Business School and lives in Bangalore, India


Lilian Jessie Paul,  Additional and Independent Director

Lilian Jessie is an Independent Director (Additional) of our Company. She holds a bachelor’s degree in engineering from Bharathidasan University and a post-graduation diploma in management from Indian Institute of Management Calcutta. She has several years of experience in marketing. She was previously associated with Wipro Limited as the chief marketing officer and Infosys as marketing manager. She is presently on the board of Paul Writer Strategic Services Private Limited, Expleo Solutions, Royal Orchid Hotels, Icon Hospitality Private Limited and Bajaj Consumer Care Limited.