Grameen Suraksha


Grameen Suraksha (Hospicash) is a flagship scheme exclusively designed for our members and their spouses where they can claim a daily fixed amount to cover for their income losses arising due to inability to work in the event of hospitalization.

Salient Features:

  • Annual premium at Rs. 300 for member and Rs. 600 for both member and spouse.
  • Digital enrolment process with minimal documentation.
  • Rs. 800 per day cash benefit for Non-ICU hospitalization / Rs 1,500 per day cash benefit for ICU Hospitalization for a total of 30 days in a year.
  • Applicable on at least 24 hours of hospitalization in a registered Govt. or private hospital.
  • Available for all kinds of hospitalization including maternity admittance subject to one month initial waiting period for pre-existing diseases.
  • Policy copy issued within 10 working days of enrolment application and claims are settled within 10 working days of claim submission.