Mr. Firoz Anam, Chief Risk Officer at CA Grameen has close to two decades of experience across various banks and NBFCs. His risk management expertise spans financial products including mortgages, credit cards, personal loans, microfinance, and small business loans. He is also a trained data scientist with extensive experience in developing advanced analytical solutions. Firoz has managed credit & operational risk functions within institutions like IDFC Bank, JP Morgan Chase, and Citibank. In his last role before joining CA Grameen, Firoz worked as the Chief Risk Officer with Indie Home Loans. Firoz has a B.Tech. degree from IIT Kharagpur and an MBA degree from IIM Bangalore.